Lincoln Heritage Life Insurance Company

Written by Ross Quade Published: / Last updated:

lincoln heritage insurance

Contact Info:

Call: 800-438-7180 Toll-Free

Hours: 6:30-5:00 MST, Monday-Friday

6:00-2:00 MST, Saturday

Website: www.


4343 E Camelback Rd

Phoenix, AZ 85018

Lincoln Heritage Life Insurance Company is one of the leading organizations in the United States specializing in final expense life insurance policies. It has been their goal since opening their doors in 1963 to reinvent or rather set a new bar in terms of providing consumers with prompt, accurate and accommodating service in the life insurance sector.

Lincoln Heritage Life Insurance Company is a family-owned organization that claims to operate in an old-fashioned manner by delivering its clients with only the most personalized and friendly service available. They are compassionate and empathetic with their customers and realize that every single time they answer the phone; they could be speaking to someone who is quite literally having the worst day of their life. That is why they use the utmost care and kindheartedness with every phone call.

Being the leading provider of final expense life insurance coverage, Lincoln Financial currently operates in forty-nine of the US states. They have a collective six hundred and ninety thousand of written insurance policies in effect, totaling approximately five billion ($5.1) dollars.


When Lincoln Heritage Life Insurance Company first opened its doors in 1963, they were operating in a time where the final expense benefits payouts for policyholders could (and usually did) take months to pay out. Lincoln Heritage saw a need for fast, efficient and effective 24-hour service where claims were paid out overnight. Also, their vision of what they would one day make Lincoln Heritage came to light.

A gentleman by the name of Jack Londen and his wife Dodie started Lincoln Heritage Life Insurance Company. Jack worked in insurance as an agent throughout college and when he turned 28 decided that he was going to open a firm dedicated to providing fast and compassionate life insurance service to consumers.


The hard to overlook the benefit of choosing Lincoln Heritage Life Insurance Company as your provider is the specialized final expense options they offer their clients with one of these options being The Funeral Advantage. Lincoln Heritages’ Funeral Advantage was designed as a convenient and supportive final expense one-stop-shop sort of option. There are two main components to this option:

  • The first is the no medical exam cash insurance benefit that is an easy application process consisting of only one page, where most customers who apply get immediate coverage, even those with existing health issues.
  • The second is the no additional cost (provided to every Funeral Advantage client) Family Support Services. The Family Support Services offer peace of mind to the policyholder where he/she can rest assured that in the event of their sudden death, the Family Supportive Services team jumps into immediate action. They help the policyholder’s loved one’s cope and take charge of all of the infinite details that require immediate attention. The relatives of the policyholder will gain access to a toll-free number in which they can call at any given time to receive any type of support needed with the funeral planning process. Additionally, the policyholder can leave a short list of wishes with Funeral Advantage and upon death, the Family and Support Services immediately go to work on arranging the funeral for the family of the deceased.


The majority of the complaints against Lincoln Heritage Life Insurance Company, which are quite few might we add, have no reference to the actual life insurance service itself. The complaints found through the BBB refer to issues with receiving documents requested, being removed from the mailing list and issues with specific agents; no mention of the actual life insurance product.

About Prime Mutual
About Prime Mutual

Prime Mutual has been helping seniors compare the best final expense insurance companies throughout the United States since 2016. We believe in educating our clients, building trust, and assisting them plan for end of life expenses. With a growing population of seniors in retirement, it is more important than ever to have a financial plan in place to help struggling families honor their loved ones.

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