Frequently Asked Questions

This section of our website provides the most frequently asked questions you may have surrounding death, burial, and final expense insurance. If you don’t see your question here, feel free to reach out to us to see if we can help.


Question: How much does the average funeral cost?

Quick answer: The average funeral in the U.S. often ranges from $7,000-10,000, and that is not even on the high end.


Question: How much does final expense insurance cost?

Quick answer: Final expense insurance applicants aged between 65 and 90 could pay anywhere between $30 to $200 a month depending on the coverage amounts they require.


Question: Can You Buy Burial Insurance for Parents?

Quick answer: Yes, final expense insurance or burial insurance may be purchased by you for a parent or other family member.


Question: What is the best life insurance plan for seniors?

Quick answer: Burial insurance is a very popular choice for seniors. A medical exam usually won’t be needed for this type of policy, as you simply need to answer a few medical questions. This kind of coverage is best for those who would not be able to obtain life insurance otherwise.


Question: How Much Does a Cemetery Plot Cost?

Quick answer: The cost of a burial plot in a public cemetery can be anywhere from $200 to $2,000. A burial plot in a private cemetery could cost anywhere from $2,000 to $5,000


Question: How do to apply for final expense insurance?

Quick answer: While there will be no medical exam required, which can be great news for those with certain health conditions, there are a few factors that insurers will want to be aware of. Providers will ask a variety of questions from applicants such as age, gender, weight, tobacco usage, etc.


Question: What is burial insurance?

Quick answer: Burial insurance is a type of life insurance policy designed specifically with seniors in mind, and it is meant to cover only the costs of a funeral and burial. Also often called final expense insurance, the policy can be tailored to cover any outstanding debts that you might leave behind after you’re gone.


Question: Can you combine final expense insurance with other life insurance policies?

Quick answer: It’s actually quite common for final expense insurance policies to be used in conjunction with a term or whole life insurance policy. After all, combining a final expense insurance policy with other life insurance policies can help provide your loved ones with greater financial stability.


Question: How many beneficiaries can you have with a final expense insurance policy?

Quick answer: With most companies you can have as many as you want.


Question: What is cremation insurance?

Quick answer: Cremation insurance is just another name for final expense insurance. It is indented to cover the cost of the funeral and small debts the insured may have.


Question: What is the average cost of a casket?

Quick answer: The average cost of a casket range from around $2,000 to upwards of $10,000.


Question: How much is Cremation vs burial?

Quick answer: Funeral homes on average charge anywhere between $2,000-4,000 for cremation services